Unfortunately, it is not uncommon for workers to get injured in the workplace. Whether it is due to dangerous working conditions, faulty equipment, worker neglect or simply just an accident, it is important for workers to know and understand workers' compensation laws are in place to help in the event of a workplace injury.
Workers' compensation follows a no-fault system, meaning that regardless of the cause of the workplace injury, a worker is entitled to financial compensation if the injury, disease or condition leads to a lengthy loss of work. For instances of equipment failure or product defect, a worker may focus on a third party to obtain compensation for the injury. In such instances, the employer may also seek reimbursement for previous workers' compensation payments made.