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Long Island NY Social Security Disability Law Blog

Social Security Administration: disability recipients increasing

One of the results of the long economic recession and stagnating recovery is that there are many people who have been unemployed for a long time. Additionally, data from the Social Security Administration documents that more people are receiving Social Security disability benefits than in the past. The uptick in recipients from New York and elsewhere resulted in a record-high 5.3 percent of people ages 25 to 64 receiving disability payments. This was a statistically significant increase from the 4.5 percent in the same age group receiving disability benefits in 2007.

Social Security Administration data also suggest that it is fairly normal for the number of people receiving benefits to increase during a recession. When people cannot find gainful employment, they are more likely to consider an application for Social Security disability benefits. In recent years, unemployment for disabled people has risen from 9.3 percent in June 2008 to 16.9 percent in June 2011.

How to stay afloat while you wait for disability benefits

There are reportedly 153 million workers insured by Social Security disability insurance. And the main purpose of the Social Security disability program is to be there when a person becomes disabled due to injury or illness and can no longer work.

New York readers may be interested to learn that a 20-year-old who is currently working has a 30 percent chance of becoming disabled and unable to work during their employment years. If that were to occur, Social Security disability benefits can provide some financial relief, but it can be helpful to prepare through advanced financial planning as well as research into other benefits programs that may be available to you.

Poor economy keeps Social Security's financial outlook grim

Receiving Social Security disability payments is a benefit for many workers who have suffered an injury or illness on the job. These payments can assist workers as they work to recover. Sometimes the worker can return to work after a time, in other cases those injured at work in New York are unable to return to work and must count on the Social Security Administration for the remainder of their lives.

The Social Security Administration recently announced that it will no longer be able to fully meet its obligations beginning in 2033. This date represents a combined date for both the Social Security retirement program and the Social Security disability system. The actual possible date for depletion of the Social Security disability funds was reported as 2016. This is much sooner than the retirement fund exhaustion date of 2035.

Social Security disability and early-onset Alzheimer's

Alzheimer's is a frightening disease that many New York residents unfortunately encounter, sometimes at a much younger age than expected. In fact, authorities note that 4 percent of the 5.4 million individuals in our country who suffer from the disease have early-onset Alzheimer's. Often it strikes when a person is still in their 40s or 50s. When that happens, it may be necessary to seek Social Security disability benefits for illness.

When a debilitating disease such as Alzheimer's affects an individual, it can become difficult to maintain employment. Unfortunately for some, when that happens, the worker may not qualify for traditional unemployment benefits due to their diagnosis.

Social Security WIPA program threatened if Congress doesn't act

The return to work programs of the Social Security Administration can benefit New York recipients who are advancing in their recovery. These programs seek to assist injured or ill workers who find that they are able to do at least some work. Often a worker can continue to receive Social Security disability benefits even as they begin to start work again.

A program funded by Congress has assisted many workers in locating return to work programs. Called Work Incentives Planning and Assistance (WIPA), the programs help recipients in planning for returning to work. However, in this uncertain economic climate, the future funding for these programs has come into question.

New bill: military kids could get survivor benefits and SSD

Proposed legislation has been presented to Congress to address a perceived inequality when it comes to severely disabled children of military retirees versus those of civilians. Military children, whether in New York or elsewhere in the U.S., typically receive Social Security disability program benefits as well as Medicaid to help them cope with the often staggering costs of their own care. Those payments may well make the difference between surviving and not having the necessary funds to pay for housing and medical expenses, including prescription drugs.

When a military retiree elects to enroll in the Survivor Benefit Plan (SBP), their survivors can receive up to 55 percent of the retirement pay after the death of the retired service member. This program can benefit survivors who count on the income of a military retiree to make ends meet. Until recently, those who benefited from the SBP payments typically did not include disabled survivors who already received benefits from Social Security Disability Insurance.

Young man with qualifying mental conditions fights for benefits

For many, coping with a mental disability is a daily challenge. Finding acceptance in society and trying to fit in at a workplace can be a difficult task, while still maintaining one's self-esteem. Dealing with a Social Security disability claim is the last thing a New York resident with qualifying mental conditions needs to encounter, especially in a struggling job market. Recently, a man, who is in his late 20s, has been pursued by his state unemployment office for what they say is a $3,000 overpayment of benefits as the result of an issue with his disability income.

The case originated because the man, who was previously able to hold a full-time job, was diagnosed with schizophrenia. When he lost his job, he applied for and received unemployment compensation. On the advice of a doctor, he also applied for Social Security disability benefits, and his application was ultimately granted based on qualifying mental conditions. As is the typical procedure, he was paid those benefits retroactively to the date he first applied, and in doing so, the payments overlapped those of the state unemployment agency. Now, the unemployment commission contends the man received $3,000 more than he was entitled to and they are demanding its return.

SSA awaits Supreme Court review of sperm donor case

Social Security payments are an important benefit for many in New York and across the country. The payments can assist in supporting a person, helping with bill payments and basic needs. The Social Security Administration provides benefit payments under several programs for people all across our state.

The Social Security Administration also pays benefits to some survivors of New York recipients, in certain cases. Often these payments go to minor children of Social Security benefit recipients who have died. The surviving parent of the children can apply for benefit payments with the Social Security Administration.

Social Security Administration warns clients about theft

The Social Security Administration is reminding those receiving benefits to be careful to protect their personal information after a report of several benefit thefts. Whether on Long Island or in any part of New York, residents should contact the agency if they do not receive their payments. In most cases, payments can be reissued by the Social Security Administration in the event they have been lost or stolen.

Recently, it was reported that a 67-year-old man receiving Social Security benefits since 1995 had two payments stolen as he was in the process of switching to direct deposit. The Social Security Administration reports that it is investigating the case. It is suspected that the personal information of the benefit recipient was intercepted and used to convince an SSA employee to route payments onto several Walmart money cards.

Social Security Disability may be seized to pay child support

Under a decision made by the United States Treasury, many residents of New York and elsewhere who are currently receiving federal benefits and who additionally owe child support could end up losing 100 percent of those benefits starting in 2013. The decision appears to be an unintended side effect of the Treasury's decision to begin paying all benefits electronically. Those benefits include Social Security disability benefits, veterans' benefits, and benefits from other Social Security programs.

Under current law, states are allowed to freeze the bank accounts of those who fail to pay their court-ordered child support. That is why many who are in this position opt to receive their federal benefits via paper check. The state can still garnish 65 percent of that check to satisfy the back-due debt, but the recipient can freely cash the remaining 35 percent.